Commercial Lending Broker & Debt Syndicate Infrastructure

Enterprise Capital Intake & Underwriting in Under 3 Minutes

Commercial client intake, automated debt capacity sizing, and institutional term sheet syndication engineered for commercial loan brokers, syndicates, and direct lenders.

$20k – $5M Facilities 24-Hour Desk Turnaround Zero Hard Credit Pull
Commercial Underwriting Sizing Engine · Real-Time Matrix

Institutional Debt Sizing Desk

Simulate facility sizing, amortizing factor rates, estimated debt service drag, and syndicated capacity parameters in real time.

$125,000/ month
$10,000 / mo$500,000 / mo$2,500,000+ / mo
$250,000
$20,000$1,000,000$5,000,000
Determines credit box tier
Indicative Underwriting Matrix Soft Pull Model
Estimated Monthly Debt Service
$24,792/ mo
Weekly Equivalent: $5,726 / wk ($1,181 / day)
Estimated Term12 MonthsSyndicate Amortization
Factor Rate / Pricing1.19xRisk-Adjusted Spread
Cashflow Drag on Monthly Gross19.8%
Elevated Capital VelocityMax Capacity: $187,500
Estimated Total Payback:$297,500
Lock In Underwriting Tier & Apply
Zero Hard Credit Pull · Bank-Grade Encryption · Staged in 3 Min
94%
Clean Submission Rate

Standardized OCR statement staging and EIN validation eliminates friction and underwriting kicks.

AES-256
Bank-Grade Encryption

SOC-2 compliant encrypted financial document transmission and tamper-evident signer verification.

0.00 Sec
Zero Bureaucratic Lag

Algorithmic debt service calculation replaces days of manual email spreadsheets and guesswork.

< 24 Hrs
Indicative Term Sheets

Direct routing to institutional syndicate partners with same-day term sheet distribution.

Syndicated Facility Spectrum

Institutional Debt Facilities

Structured commercial credit lines sized to business cash flow velocity and asset collateral.

Up to $2,500,000

Senior Working Capital

Unsecured commercial capital advances based on trailing 3-month bank deposit volume. Disbursed within 24 hours.

  • Terms: 3 to 24 Months
  • Rates: 1.10x – 1.28x Factor
  • Automated Daily / Weekly ACH
Up to $1,000,000

Revolving Credit Line

Flexible business revolving line with interest accrued solely on drawn capital. Immediate liquidity on demand.

  • 12-Month Revolving Review
  • Prime + 2.50% - 5.50%
  • Zero Draw Fee on Unused Limit
Up to $5,000,000

Equipment & Section 179

Commercial vehicle fleet, heavy equipment, and machinery financing with accelerated tax deduction write-offs.

  • Terms: 24 to 60 Months
  • Rates: 6.85% – 9.75% Fixed
  • 100% Invoice Coverage
Zero-Friction Workflow

Institutional Intake Architecture

Engineered to convert commercial applicants into fully verified, underwrite-ready deal files in 4 stages.

STAGE 01

Entity Standing

Validates Secretary of State corporate registration, DBA, EIN formatting, and active industry sector standing.

STAGE 02

Financial Metrics

Sizes monthly debt service, existing MCA debt drag, and average daily bank balances against prime credit boxes.

STAGE 03

Guarantor Verification

Soft bureau identification and signer equity credentialing without damaging applicant personal credit scores.

STAGE 04

Document Staging

Encrypted drag-and-drop statement sandbox with automated OCR parsing readiness and non-binding term generation.